USF CU’s No Hoops Checking Takes Center Ring

Step right up - the Perk of the Week (POW) spotlight is back under the big top. After celebrating 66 years of trusted service, USF Credit Union is proud to present another member favorite taking center ring: No Hoops Checking, free checking with no minimum balance and no tricks required.

Designed to keep everyday banking simple and free from unnecessary requirements, No Hoops Checking lets you focus on what matters most—paying bills, making purchases, and keeping your finances on track.

With a USF CU checking account, members enjoy:

• No monthly maintenance fee
• No minimum balance requirement
• Early direct deposit — get paid up to two days sooner¹
• Convenient digital banking tools to manage your account 24/7

Because sometimes the best perk is banking that simply works.

Your Ticket for Better Banking

At USF CU, every perk is designed with one goal in mind: Better Banking for All. Sometimes the most valuable perks are the ones that make everyday banking simpler.

There’s plenty more coming in the weeks ahead, including Auto Advisors to help make car buying easier, free credit report reviews to support your financial wellness, and Greenlight debit cards that help families build smart money habits.

Open a USF CU checking account today and enjoy straightforward banking designed for you.

1. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Eligible direct deposits include payroll, pension, and government benefits made through the Automated Clearing House (ACH) to your personal account. We generally make these funds available on the day we receive the payment file, which may be up to 2 days earlier than the scheduled payment date. Other types of deposits, such as person-to-person payments, checks, mobile deposits, and online transfers, are not eligible for early direct deposits.