1Monthly Savings Fee of $5 applies if 25 or older, with no loan or credit card account, and monthly average balance of all accounts combined is less than $300.
2Refer to Schedule of Fees for applicable overdraft transfer fee.
Go to main navigationExtended Share Insurance
Tired of juggling multiple banks just to make sure your hard-earned money is fully insured? We have the answer!
With Extended Share Insurance, your money gets the protection it deserves- all under one roof. Through our network of participating credit unions, you get fully insured coverage up to $15 million, allowing you to protect what you’ve built without ever leaving the trusted team you already know and rely on.
No more juggling. Just pure peace of mind while your savings grow with your goals.
Ready to simplify your financial safety?
Explore your Extended Share Insurance options today. Contact one of our specialists to get started:
- Quanette Feazell 813.526.1387 | email
- John Austin-Willis 813.853.6654 | email
Savings
At USF Credit Union, we want all our members to reach their financial goals fast. With competitive rates and built-in peace of mind, you can save confidently knowing your deposits are protected — up to $500,000. This includes standard $250,000 federal insurance from the NCUA, plus an additional $250,000 in coverage from Excess Share Insurance (ESI) — all at no cost to you.
Your Primary Savings account is your starting point at USF CU — it establishes your membership and lays the foundation for everything we offer.
It’s flexible, secure and designed to support your financial goals:
- Can serve as an emergency fund
- Yields competitive dividends
- Can be opened and maintained with a minimum balance of just $51
- May serve as an overdraft transfer2 source account for your checking account
Special Savings
When you’re saving for something special, it can be helpful to hold those funds in a separate, Special Savings account, to easily track your progress. Whether you’re saving for tuition, a vacation, or something else, with a Special Savings account you can:
- Withdraw funds as you need them
- Enjoy no minimum balance
- Earn more with competitive dividend rates
If you’d like a savings account for one or more of your children, you can open a separate credit union membership for each child. Then everyone in the family will enjoy the benefits of USF CU for life.
Holiday Savings
When you put a little money away throughout the year, it can help make the holidays less stressful. Open a Holiday Savings account with USF CU, and you can:
- Help reduce debt from the holiday season
- Earn more towards holiday shopping with competitive dividends
- Enjoy the peace of mind that comes from planning ahead
Add to your Holiday Savings throughout the year and we’ll automatically transfer the funds into your Primary Savings account on November 1.